How does the Karma of our parents and ancestors affect us

Que : How does the Karma of our parents and ancestors affect us? Are we also punished because of their bad karmas?

Listen, if your ancestor has left you a house, is it not a boon for you now? Why are you asking such obvious questions ? ! They have earned a lot of money, toiled and built a home and they left it to you. You are enjoying their karma, is it not?! And if they are gone with a big debt in the bank, and if you have to pay that back then that is your karma too. So naturally it affects you. Not just parents but your company also affects you. If you keep sitting with very depressed people, you also feel down and depressed as well. If you are in the company of joyful and spiritual people your karma improves.